Terms of Service

#1. Agreement to Terms

By accessing or using AssetPay's services, you agree to be bound by these Terms of Service and all applicable laws and regulations.

#2. Use License

#Permitted Use

You are granted a limited, non-exclusive, non-transferable license to use our platform for legitimate business and personal transactions.

#Restrictions

You may not:

• Use the platform for any illegal purpose
• Attempt to gain unauthorized access to any portion of the platform
• Interfere with or disrupt the platform's operation
• Impersonate another person or entity
• Engage in fraudulent activities

#3. Account Registration

#Creating an Account

To use certain features, you must register for an account by providing accurate and complete information.

#Account Security

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

#4. Transactions

#Payment Processing

• All transactions are subject to verification and approval
• We reserve the right to refuse or cancel any transaction
• Transaction fees may apply as outlined in our fee schedule

#Disputes

If you have a dispute regarding a transaction, you must notify us within 30 days.

#5. Fees and Payments

#Service Fees

AssetPay charges fees for certain services. Current fee schedules are available on our website.

#Changes to Fees

We reserve the right to modify our fees with 30 days' notice.

#6. Intellectual Property

All content on the platform, including text, graphics, logos, and software, is the property of AssetPay and protected by intellectual property laws.

#7. User Content

#Content You Provide

You retain ownership of any content you submit to our platform.

#License to AssetPay

By submitting content, you grant us a worldwide, non-exclusive license to use, reproduce, and distribute your content as necessary to provide our services.

#8. Prohibited Activities

You agree not to engage in any of the following:

• Money laundering or terrorist financing
• Fraudulent transactions
• Violation of any laws or regulations
• Harassment or abuse of other users
• Automated scraping or data mining

#9. Termination

#By You

You may terminate your account at any time by contacting customer support.

#By Us

We may suspend or terminate your account if you:

• Violate these Terms of Service
• Engage in fraudulent activity
• Fail to pay applicable fees
• For any other reason at our discretion

#10. Disclaimers

#Service Availability

We provide our services "as is" without warranties of any kind, either express or implied.

#No Guarantee

We do not guarantee that:

• The platform will be available at all times
• The platform will be error-free
• Any defects will be corrected

#11. Limitation of Liability

To the maximum extent permitted by law, AssetPay shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

#12. Indemnification

You agree to indemnify and hold AssetPay harmless from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

#13. Dispute Resolution

#Governing Law

These Terms are governed by the laws of Finland, without regard to conflict of law provisions.

#Arbitration

Any disputes shall be resolved through binding arbitration in accordance with the Arbitration Rules of the Finland Chamber of Commerce. The seat of arbitration shall be Finland and the proceedings shall be conducted in English.

#14. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the platform after changes constitutes acceptance of the new Terms.

#15. Contact Information

For questions about these Terms of Service, contact us at:

• Email: legal@assetpay.gg
• Address: AssetPay Legal Department

#16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.

#17. Entire Agreement

These Terms constitute the entire agreement between you and AssetPay regarding the use of our services.